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Twice a month, our partners at ViClarity deliver timely articles, expert Q&As, and a dynamic compliance calendar designed to help your credit union stay ahead of deadlines and confidently navigate the ever-changing regulatory landscape. It’s a simple, powerful way to make the most of all that ViClarity has to offer.
To access the resources below, you must be logged in to ViClarity’s members-only website—an added benefit of belonging to the Maine Credit Union League. Have questions, want to know more, or looking to set up an account? Contact a member of ViClarity’s support team at mcul@viclarityus.com.
Updates | Week of January 12, 2026:
- Compliance Calendar: https://members.viclarityus.com/compliance-calendar.cfm
- Recent Q&As: January 2026 – Part 1: https://members.viclarityus.com/questions-and-answers.cfm/Article/Questions–Answers/January-2026-_-Part-1-QA/2026-1-12
Recommended Reading:
U.S. Treasury Publishes FAQs Addressing Penny Circulation Issues
Summary: Earlier this year, the Trump Administration announced that it was going to end the production of the U.S. penny. The cessation of the minting of pennies has resulted in some significant issues for the financial services industry. Fortunately, the United States Department of Treasury has recently published some guidance to address some commonly asked questions.
Who Did You Say You Were? FTC Warns of Influencer Trend of Filing False Identity Theft Reports
Summary: Influencers can be helpful to credit unions. Whether they are used for testimonials or as a “live” advertisement, having a person with some online clout promote credit unions products can be a cost-effective, poignant way to get the word out…except when it’s not.
Updating Your BSA/AML Risk Assessment: Are You Ready for the New Year?
Summary: The credit union’s Bank Security Act (BSA)/Anti-Money Laundering (AML) risk assessment is the grounding pillar of a successful anti-money laundering program. Updating the BSA/AML risk assessment annually is not just a best practice, it is a critical control that supports compliance, protects members, and enables efficient use of resources. As products, services, member behavior, and geographic footprints evolve, so do money laundering and terrorist financing risks. Outdated or overly simplistic risk assessments fail to capture these changes, leaving institutions exposed to regulatory criticism and operational inefficiency.