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Staying ahead in today’s regulatory environment can be challenging. That’s why our partners at ViClarity provide twice-monthly updates featuring timely articles, expert Q&As, and an interactive compliance calendar designed to keep your credit union informed and prepared. Read on for the latest insights and resources.
To access the resources below, you must be logged in to ViClarity’s members-only website—an added benefit of belonging to the Maine Credit Union League. Have questions, want to know more, or looking to set up an account? Contact a member of ViClarity’s support team at mcul@viclarityus.com.
Updates | May 11, 2026:
- Compliance Calendar: https://members.viclarityus.com/compliance-calendar.cfm
- May Q&As – Back to Basics: https://members.viclarityus.com/questions-and-answers.cfm/Article/Questions–Answers/May-2026-_-QA-Back-to-the-Basics/2026-5-8/0
Recommended Reading:
Equally as Important: CFPB Publishes Two Final Rules Addressing ECOA Amendments
Summary: The Consumer Financial Protection Bureau (CFPB) recently finalized two proposals that address certain provisions of the Equal Credit Opportunity Act (ECOA, Reg B).
It Just Keeps Coming: NCUA Releases Eleventh Proposal
Summary: Recently, the National Credit Union Administration (NCUA) released an eleventh round of proposals as part of its ongoing deregulation project. The NCUA’s deregulation project is designed to remove or alter rules and regulations that are duplicative, obsolete, provide an undue burden, or intended to only serve as guidance. The NCUA first announced and began the project in December 2025.
Navigating NACHA Updates: Essential Changes Through 2028
Summary: Risk management implementation for ODFIs and RDFIs enters its final phase in June, and NACHA continues to enhance the ACH Network. Between late last year and early this year, NACHA introduced several rule changes scheduled to take effect between September 2026 and March 2028. Highlights include updated funds-availability requirements for non–Same Day credit entries, multiple changes that modernize IAT (International ACH Transaction) processing, higher dollar limits for Same Day ACH, and a new return reason code for sanctions-related blocks.