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Twice a month, our partners at ViClarity deliver timely articles, expert Q&As, and a dynamic compliance calendar designed to help your credit union stay ahead of deadlines and confidently navigate the ever-changing regulatory landscape. It’s a simple, powerful way to make the most of all that ViClarity has to offer.
To access the resources below, you must be logged in to ViClarity’s members-only website—an added benefit of belonging to the Maine Credit Union League. Have questions, want to know more, or looking to set up an account? Contact a member of ViClarity’s support team at mcul@viclarityus.com.
Updates | Week of February 9, 2026:
- Compliance Calendar: https://members.viclarityus.com/compliance-calendar.cfm
- Recent Q&As (February): https://members.viclarityus.com/questions-and-answers.cfm/Article/Questions–Answers/February-2026-_-Part-1-QA/2026-2-9
Recommended Reading:
Final Countdown: What the New ACH Rules Mean for Fraud Monitoring
Summary: The clock is ticking. With required fraud monitoring for both Originating Depository Financial Institutions (ODFIs) and Receiving Depository Financial Institutions (RDFIs) just around the corner, many institutions are in the final stages of preparation. Beginning next month, major updates to the Nacha ACH Operating Rules take effect next month. These updates are designed to strengthen fraud detection, increase transparency, and encourage greater collaboration across the ACH Network.
Filling in the Gaps: State Authorities Step Up as CFPB Steps Back
Summary: Last year, the Consumer Financial Protection Bureau (CFPB) withdrew an interpretive rule which, historically, has been largely construed to grant states enforcement authority over CFPB rules. Put more broadly, this means that, prior to the withdrawal, states had the right to enforce consumer protection laws that were under the purview of the CFPB.
He Said What?! Bad Actors Spread Malware Through LinkedIn Comments
Summary: Social media isn’t known for its authenticity. Between the filters, fake backgrounds, and passing trends, social media is more of an imitation of reality. Unfortunately, it is also an online “playground” for fraudulent activity.