TruStage Releases Quarterly Credit Union Trends Report

August 21, 2025 |

(From TruStage™) – TruStage’s quarterly Trends Report for Q2 2025 is now available. The report, distributed by Steven Rick, is a “pulse check” on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior.

Highlights from the Q2 2025 report include:

  • Credit union return-on-asset ratios averaged 0.65% in the first quarter of 2025, 2 basis points higher than the 63 basis points reported in the first quarter of 2024.
  • Credit union loan balances rose 0.6% in the first quarter of 2025, below the 1.1% average during the 2013–2019 time period.
  • Credit union yield on asset ratios rose to 5.06% in the first quarter of 2025, the highest since 2008.
  • New vehicle sales fell in June to a 15.3 million seasonally-adjusted annualized sales rate — down 1.7% from May.
  • The contract interest rates on a 30-year fixed-rate conventional home mortgage fell to 6.67% in July, down from 6.85% in June and lower than the 6.92% reported in July 2024.