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Christina Carter and Joseph Gervais.
Midcoast FCU announced that Christina M. Carter has been appointed President, effective April 1, 2026, as part of a planned, Board-approved leadership succession.
Carter will serve as President during a defined transition period while Joseph R. Gervais continues as Chief Executive Officer until his planned retirement in mid-2027.
Gervais brings more than 30 years of credit union experience, including over a decade as President & CEO of Midcoast FCU. Since 2013, he has guided the organization through growth, technological advancement, and increasing regulatory complexity while maintaining a strong focus on member service and community impact.
“Joe’s leadership has positioned Midcoast FCU for long-term stability and success,” said Rick Hart, Chair of the Board of Directors. “This transition builds on that foundation while preparing the organization for its next chapter.”
Carter brings more than 25 years of credit union leadership experience and has served Midcoast FCU in senior executive roles since 2018. She is widely recognized for her operational expertise, collaborative leadership style, and commitment to cooperative values.
“This transition is deliberate, well-structured, and focused on continuity,” Gervais said. “It provides stability for our members and our employees, while ensuring strong leadership well into the future.”
Carter shared, “I’m honored by the Board’s trust and grateful for the opportunity to step into this role. Joe has built a strong, values-driven foundation, and I look forward to building on that legacy as we continue to serve our members, support our employees, and strengthen our communities.”