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Management wants to charge a new fee on a loan. You have never heard of it. Is it a finance charge or not? Then an out-of-state title company presents another unfamiliar fee. What do you do next? Although Regulation Z doesn’t provide a specific list of items that are or aren’t finance charges, it provides a road map. This program on Thursday, May 3, from 3:00 p.m. to 4:30 p.m., will explain what we call the “Regulation Z Finance Charge Decision Tree” to ensure you make the right decision every time. This webinar will cover the regulation in detail; explain the decision tree for fees not set forth in the regulation; and address how the wrong decision could impact your institution.
For those participating in this webinar, you can expect to learn about:
- What Regulation Z says about finance charges – what’s in and what’s out
- An approach to making the right decision every time
- The results when you make the right – or wrong – decision, and the impact on your institution
After participating in this webinar, attendees will receive: Charts and graphics regarding which fees are finance charges and which fees are not; decision tree for both mortgage and non-mortgage loans; employee training log; and a quiz you can administer to measure staff learning and a separate answer key.
This webinar is offered through the League's partnership with the CU Webinar Network. For more information or to register, please click here.