Regulator Update for the Credit Analyst

Credit analysts must understand current regulatory expectations and concerns. Before the onset of COVID-19, asset quality was generally sound. Now regulators are closely watching credit concentrations and weakening underwriting. This webinar will provide insight on those issues and more and on how to prepare for your next safety and soundness exam. Is everything ship shape?

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Comment on current regulatory guidance
• Understand regulatory expectations for basic underwriting skills, including:
  • Analysis/calculation of the Cs of credit
  • Cash flow and liquidity analysis
  • Analysis of risk based on the complexity of the credit relationship
  • Compliance with your institution’s policy requirements and guidelines
  • Identifying policy exceptions and analyzing risk mitigations
• Implement forward-looking credit analysis
• Identify prudent loan workout and modification strategies
• Understand when a modification is considered a TDR
• Evaluate eased underwriting practices that examiners identified prior to COVID-19
• Identify and account for economic and business uncertainty
• Document and defend your credit analysis
• Manage credit concentration issues, including CRE

For more information or to register CLICK HERE